Terms and Conditions

Introduction

These Terms and Conditions govern your use of the Richlance International website, your purchase of our products or services, and your participation in our direct sales or affiliate activities. Please read them carefully before using the platform.

Definitions

• Richlance International, we, us, or our refers to Richlance International and its authorized operations.
• User or you refers to any person accessing the website, purchasing products, or participating in our programs.
• Program refers to our direct sales, affiliate, or related business participation structure.
• Products refers to the physical and digital products or services made available by Richlance International.
• Website refers to www.richlance.com and related Richlance web properties.

Terms of Use

• Acceptance: Your continued use of our website or participation in our program means you accept these terms.
• Eligibility: You must be at least 18 years old and legally able to enter into binding agreements.
• Accuracy: Information you provide to us during registration, ordering, or communication must be accurate and current.
• Compliance: You agree to use our platform lawfully and in line with all applicable regulations.

Program Participation

• Registration: Participation may require account or membership registration using complete and truthful details.
• Membership Packages: Available package levels, benefits, and qualification requirements may vary from time to time.
• Purchases: Products may be bought directly through our website or through authorized representatives where applicable.
• Payments: Payment for products, services, registrations, or subscriptions is due as stated at the point of purchase.

Refunds and Cancellation

• Refunds: Except where expressly stated otherwise, registration fees and completed purchases are non-refundable.
• Cancellation: You may discontinue participation or cancel a subscription, but cancellation does not automatically create a refund entitlement.

Intellectual Property

• Ownership: Our website, branding, program materials, text, graphics, and product content remain the property of Richlance International unless otherwise stated.
• Restrictions: You may not copy, republish, distribute, modify, or commercially exploit our content without prior written permission.

Disclaimers and Liability

Termination, Governing Law, and Disputes

• Termination: We may suspend or terminate access to our website or programs where necessary, including for breaches of these terms.
• Governing Law: These terms are governed by the laws of the Federal Republic of Nigeria.
• Dispute Resolution: Any dispute arising from these terms or your use of our services may be resolved through arbitration or other lawful dispute resolution procedures.

Changes and Contact

We may update these Terms and Conditions from time to time. Changes become effective once published on this page. Continued use of our website or services means you accept the updated version.